Excess Surplus Insurance. This is also why it is important to work with independent agents that have access to many insurance. In the most basic form, excess and surplus lines insurance is a unique type of insurance coverage that serves consumers who are unable to obtain coverage in the standard or admitted market.
Railroad liability north american coverage. We write all types of business ranging from general liability, property, environmental, products and personal lines. Surplus line insurance can be used by companies or purchased individually.
Excess, Surplus & Specialty Markets.
Excess and surplus (e&s) lines insurance — any type of coverage that cannot be placed with an insurer admitted to do business in a certain jurisdiction. Although many excess and surplus liability insurance policies require inspections, if you are buying excess and surplus. Westchester also writes policies on:
Risks Placed In E&S Lines Markets Are Often Substandard As Respects Adverse Loss Experience, Unusual, Or Unable To Be Placed In Conventional Markets Due To A Shortage Of Capacity.
Simply put, excess & surplus lines (e&s) is a specialty market that insures things standard carriers won't cover. As the old saying goes, we fill our belly from the scraps that fall from the table of the standard market. Surplus line insurance can be used by companies or purchased individually.
Surplus Lines Insurance Protects Against A Financial Risk That Is Too High For A Regular Insurance Company To Take On.
We write a wide range of occupancies across multiple industries. Excess & surplus lines insurance is a valuable type of insurance that is used for risks that standard companies may not want to get involved with. Excess and surplus (e+s) lines insurance protects against a financial risk that is too high for a regular insurance company to take on.
Companies With Unusual Or Elevated Risks Often Need E&S Insurance Because The Admitted Market Considers Them Too Risky To Cover.
Railroad liability north american coverage. We are biased towards the more complex risks where experience and judgment are critical to success. Why excess & surplus insurance?
And Our Clients Seem To Be Pretty Happy About That.
Excess & surplus (3) excess & umbrella (1) excess & surplus. The variety of submissions and the ability to be creative with the surplus lines carriers. This is also why it is important to work with independent agents that have access to many insurance.